Participants receive education focused on:

• Understanding bankruptcy and its long-term impact
   
• Rebuilding financial habits after bankruptcy
   
• Learning how to budget effectively
   
• Planning for future financial goals

We help participants:

• Understand post-bankruptcy credit reports
   
• Learn responsible credit rebuilding strategies
   
• Identify steps to improve credit over time
   
• Prepare for future housing or lending opportunities

Participants receive guidance to:

• Create a personalized financial recovery plan
   
• Manage expenses and savings
   
• Reduce risk of future financial hardship
   
• Build confidence in financial decision-making

• Individuals and families recovering from bankruptcy
   
• Low- and moderate-income households rebuilding finances
   
• Veterans and seniors facing financial recovery challenges
   
• Individuals seeking a fresh financial start
   
• Community members working toward long-term financial stability

• Increased financial knowledge and confidence
   
• Clear understanding of life after bankruptcy
   
• Improved budgeting and money management skills
   
• Support for credit rebuilding
   
• Reduced financial stress
   
• Pathways toward housing and financial stability

1. Participants enroll or contact ANU Community Development
    
2. A financial recovery assessment is completed
    
3. Participants receive post-bankruptcy education and guidance
    
4. A personalized financial action plan is created
    
5. Ongoing support and referrals are provided as participants rebuild